Signed in as:
filler@godaddy.com
Signed in as:
filler@godaddy.com
The Equity Certification will be issued to lenders and nonprofits that provide SPCPs, Down Payment Assistance, and other loans or assistance programs with enhanced access to credit for underserved communities and protected classes as provided for by the Equal Credit Opportunity Act.
No cost for lenders thanks to sponsors & donors.
Nonprofits will never pay a fee and for-profits may be asked to cover minor administrative fee upon re-certification, as determined/approved by the Equity Advisory Council.
Lenders may also opt-in (at no additional cost) for:
Don Nash, VP National Equity Programs
We made it easy to start marketing your program and connect with interested consumers.
Equity certification increases transparency while broadening awareness of the Equal Credit Opportunity Act’s provision for Special Purpose Credit Programs (SPCP). The Equity certification helps consumers instantly identify that a program is verified while making it easier for lenders to market their SPCPs.
SPCPs are designed to meet the specific needs of underserved populations with programs that enhance the likelihood of being approved for credit. Equity certified programs in the national database will be searchable with live links for consumers.
We seek the to close the wealth gaps in America. While the gap is greatest in homeownership for Black, Indigenous, and People of Color (BIPOC) communities, wealth gaps exist across a range of underserved populations and areas seeking equitable access to credit. Equity certification helps consumers find small business, consumer, and home mortgage programs.
Copyright © 2025 Homeownership Council of America - All Rights Reserved. TM
Powered by Homeownership Council of America
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.